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ExtraCash™ account

Get up to $500 in 5 minutes or less¹

You could get an ExtraCash™ advance as soon as you download Dave, connect a bank account, and transfer it to a Dave Spending account. Settle it later with no interest or late fees.

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We’ve helped 6M+ members take 97M+ advances ²

Dave Spending account

Spend on your terms with Dave Spending

Control how you spend, budget, and deposit money with the Dave Spending account. You can also get your paycheck up to 2 days early with direct deposit2, Round Up your purchases for savings, and earn interest.

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NEW

Goals account

Save more with 4.00% APY³

Own your savings journey with the Goals account. Add money at your pace and earn interest along the way with our high annual percentage yield (APY).

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Side Hustle

Find 1K+ ways to earn

If you’re short on cash, you’ve got options. Take Surveys that pay out instantly to your Dave Spending account. Or apply for jobs hassle-free through our Side Hustle board.

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Help and support

Have questions about your account? Our Member Success team’s got answers.

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No hidden fees

You work too hard to spend your money on overdraft fees and minimum balance fees.

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Security and fraud prevention

Every account is FDIC-insured up to $250K through our partner bank, Evolve Bank & Trust, Member FDIC.

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Designed by Dave, not a bank. ©2024 Dave, Inc.

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Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Evolve Bank and Trust, Member FDIC, provides the ExtraCash account. Advances are subject to eligibility requirements, and are provided as an overdraft, which causes the ExtraCash account to have a negative balance. Express fees apply to instant transfers to a Dave Spending Account. Transfers to other accounts will take longer. The average approved advance is $160 (typically approved in 5 min), updated quarterly based on the prior 6 months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for details.

2Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be made available up to 2 business days in advance.

3Rates accurate as of 8/1/23. The interest rates and annual percentage yields (APY) are variable and may change at any time at our discretion. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account.